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What are down valuations and why are they increasing?
24 Nov 2025 21:25 GMT
… have been subject to down valuations – jeopardising more and more … to-value bands when they remortgage, meaning increased interest rates … can raise costs.
“For remortgagers, even a small drop in … or pre-Budget jitters, valuations have become a postcode lottery …
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Chorley launches new remortgage products, Landbay trims prices
20 Oct 2025 13:17 GMT
… fixed rate remortgages and a later life fixed rate remortgage.
The 60% … . Adding a fixed rate remortgage to our range provides the … .15%.
The free valuation remortgage products in the premier range … , including those offering free valuations have been cut by as …
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Clydesdale makes valuation fee changes, Hodge cuts rates
15 Oct 2025 00:22 GMT
Clydesdale Bank has updated its valuation fees for properties up to £3m.
For all new purchase and remortgage applications on both residential and buy-to-let (BTL), the lender will cover the valuation cost.
If the property is over £3m, the borrower pays the …
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Landbay launches four new free valuation products
20 Aug 2025 09:46 GMT
Landbay is introducing free valuation remortgage and product transfer (PT … special products with free valuations.
These are available up … value (LTV) on standard remortgage and on PTs The … offerings include Summer Special Remortgage Free Valuation Standard five …
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Down valuations rise: What happens if you and your mortgage lender don't agree on how much a home is worth?
09 Aug 2025 06:17 GMT
… mortgages, also said down valuations are becoming more common.
… with the average down-valuation in the South East …
Why are down valuations a problem?
Mortgage valuations can cause serious … if I need to remortgage?
Borrowers should compare rates, …
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Remortgage time? As 900,000 borrowers scramble to find the best rate, brokers reveal what you can do
06 Aug 2025 09:31 GMT
… assessment, and no re-valuation of the property.
There … lenders much keener to attract remortgage customers again.
… ;We are arranging more remortgages with capital raising for … homeowners are doing debt consolidation remortgages,'; said Strutt.
…
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Should I remortgage with my existing bank to avoid paperwork? DAVID HOLLINGWORTH replies
05 Jun 2025 09:48 GMT
I'm remortgaging for the first time and am set to switch from my current mortgage with Halifax to NatWest in September.
However, it's proving more taxing than I thought. I applied for the mortgage and had the offer, but am now faced with a huge …
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Down valuations 'are rising in the mortgage market'
25 Mar 2025 15:15 GMT
… Services, acknowledges that down valuations are causing delays and … many already suspect - valuations are subjective and … evidence. When dealing with remortgage cases, lenders may choose … compared to traditional full physical valuations, he said.
“Ultimately, …
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UTB offers free valuations on residential mortgages
31 Jul 2024 14:24 GMT
… (UTB) Mortgages has introduced free valuations on residential mortgages for its … first charge applications, including purchases, remortgages, first-time buyer (FTB) loans …
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Rates have fallen since we agreed our remortgage: Can we switch to a cheaper deal before it starts?
15 Jul 2024 12:18 GMT
My husband and I are in the process of remortgaging. Our current mortgage ends in August, but we sorted out the new one ahead of time in early June.
We stuck with the same bank and got an offer for a five-year fixed rate at 4.55 per cent, one of the …