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U.S. mortgage originations dip as refinances rise
20 Nov 2025 02:16 GMT
… Columbus, GA.
Purchase Mortgage Lending Cools
Purchase mortgage originations fell to 765 … 8 percent).
Home-Equity Lending (HELOCs) Continues to Rise
Home-equity line of credit … 2025
Government-backed and construction mortgage lending declined slightly in Q3 …
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QC Report, Relationship, Mobile Lock Tools; Zillow and ChatGPT; PHH Reverse Mortgage Sale to FAR
19 Nov 2025 18:10 GMT
… ’ve connected the FirstClose Digital Home Equity Solution with MeridianLink One, helping … to meeting your reverse mortgage needs.”
CrossCountry Mortgage, LLC ("CCM… data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey, which …
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Should you borrow home equity before 2026? Experts weigh in
18 Nov 2025 17:54 GMT
… with mortgages collectively hold $17.3 trillion in equity right now.
Home equity … their equity now through a home equity loan, home equity line of credit (HELOC … , home equity loan or a cash-out refinance of the current mortgage,…
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A 50-Year Mortgage Won't Make Homes Affordable
19 Nov 2025 07:18 GMT
… -rate mortgage, created in the 1930s, helped generations to slowly build home equity … -rate loans, adjustable-rate mortgages, interest-only mortgages—but none rivaled the … principal later. An interest-only mortgage does require some discipline, because …
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PHH Mortgage will halt reverse originations, sell MSRs to Finance of America
19 Nov 2025 03:28 GMT
… existing pipeline of reverse mortgages and “expects to assume … continue to securitize reverse mortgage buyout loans.
PHH agreed … of business in commercial mortgages and reverse subservicing.
Like … revenue tied to its home equity lending models and expanded …
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Mortgage defect rates rise on valuation, eligibility issues
18 Nov 2025 17:35 GMT
… one in every 118 mortgage applications had indicators of … has leached into the mortgage and home equity lending space, observers noted … months prior.
Borrower and mortgage eligibility defects had one … months earlier.
Veterans Affairs mortgages were 11.5% of …
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Could Tax Savings Make a 50-Year Mortgage Worth It?
18 Nov 2025 16:15 GMT
… ultimately reward the banks, mortgage lenders, and home builders … decades.”
50-year mortgage vs. 30-year mortgage: Interest tax deduction … (even though your monthly mortgage payment would be lower). … year loan.
And there’s home equity risk, too. The principal …
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Mortgage defects are growing in prominence
18 Nov 2025 14:36 GMT
… all critical findings. Borrower and mortgage eligibility defects increased from 6 … share decreased to 0.55%.
“Mortgage market activity increased modestly during … reset loan terms or access home equity.”
Refinance loans accounted for 17 …
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Reverse Mortgages: How to Choose Between a Lump Sum, Line of Credit or Monthly Payment
17 Nov 2025 21:07 GMT
… erode home equity faster
The simplest payment option for a reverse mortgage is … vast majority of reverse mortgages today are Home Equity Conversion Mortgages (HECMs), which are … home equity line of credit, lenders can’t restrict your reverse mortgage …
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Freddie Mac adds mortgage quality control automation tool
17 Nov 2025 21:49 GMT
… activity has leached into the mortgage and home equity lending space, observers noted … strengthen manufacturing quality across the mortgage industry, said Phil McCall, … government-sponsored enterprise's mortgage purchase process, McCall pointed out …