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    • Home Equity Mortgage

Home Equity Mortgage Newsletter
  • U.S. mortgage originations dip as refinances rise 20 Nov 2025 02:16 GMT

    … Columbus, GA. Purchase Mortgage Lending Cools  Purchase mortgage originations fell to 765 … 8 percent). Home-Equity Lending (HELOCs) Continues to Rise  Home-equity line of credit … 2025  Government-backed and construction mortgage lending declined slightly in Q3 …

  • QC Report, Relationship, Mobile Lock Tools; Zillow and ChatGPT; PHH Reverse Mortgage Sale to FAR 19 Nov 2025 18:10 GMT

    … ’ve connected the FirstClose Digital Home Equity Solution with MeridianLink One, helping … to meeting your reverse mortgage needs.” CrossCountry Mortgage, LLC ("CCM… data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey, which …

  • Should you borrow home equity before 2026? Experts weigh in 18 Nov 2025 17:54 GMT

    … with mortgages collectively hold $17.3 trillion in equity right now. Home equity … their equity now through a home equity loan, home equity line of credit (HELOC … , home equity loan or a cash-out refinance of the current mortgage,…

  • A 50-Year Mortgage Won't Make Homes Affordable 19 Nov 2025 07:18 GMT

    … -rate mortgage, created in the 1930s, helped generations to slowly build home equity … -rate loans, adjustable-rate mortgages, interest-only mortgages—but none rivaled the … principal later. An interest-only mortgage does require some discipline, because …

  • PHH Mortgage will halt reverse originations, sell MSRs to Finance of America 19 Nov 2025 03:28 GMT

    … existing pipeline of reverse mortgages and “expects to assume … continue to securitize reverse mortgage buyout loans. PHH agreed … of business in commercial mortgages and reverse subservicing. Like … revenue tied to its home equity lending models and expanded …

  • Mortgage defect rates rise on valuation, eligibility issues 18 Nov 2025 17:35 GMT

    … one in every 118 mortgage applications had indicators of … has leached into the mortgage and home equity lending space, observers noted … months prior. Borrower and mortgage eligibility defects had one … months earlier. Veterans Affairs mortgages were 11.5% of …

  • Could Tax Savings Make a 50-Year Mortgage Worth It? 18 Nov 2025 16:15 GMT

    … ultimately reward the banks, mortgage lenders, and home builders … decades.” 50-year mortgage vs. 30-year mortgage: Interest tax deduction … (even though your monthly mortgage payment would be lower). … year loan. And there’s home equity risk, too. The principal …

  • Mortgage defects are growing in prominence 18 Nov 2025 14:36 GMT

    … all critical findings. Borrower and mortgage eligibility defects increased from 6 … share decreased to 0.55%. “Mortgage market activity increased modestly during … reset loan terms or access home equity.” Refinance loans accounted for 17 …

  • Reverse Mortgages: How to Choose Between a Lump Sum, Line of Credit or Monthly Payment 17 Nov 2025 21:07 GMT

    … erode home equity faster The simplest payment option for a reverse mortgage is … vast majority of reverse mortgages today are Home Equity Conversion Mortgages (HECMs), which are … home equity line of credit, lenders can’t restrict your reverse mortgage

  • Freddie Mac adds mortgage quality control automation tool 17 Nov 2025 21:49 GMT

    … activity has leached into the mortgage and home equity lending space, observers noted … strengthen manufacturing quality across the mortgage industry, said Phil McCall, … government-sponsored enterprise's mortgage purchase process, McCall pointed out …

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