-
Trump, Pulte float 50-year mortgage use in U.S.
09 Nov 2025 17:05 GMT
… timing restrictions.
That leaves mortgage companies with the risk … ultimately reward the banks, mortgage lenders. and home builders … in a 50-year mortgage, potentially delaying their ability … how investors might respond. Ginnie Mae created special pools for …
-
Should You Buy Annaly Capital Management Stock Right Now?
12 Nov 2025 08:39 GMT
… primarily invests in agency mortgage-backed securities (MBS). … non-agency residential mortgage loans and mortgage servicing rights (they … ).
These pools of mortgages packaged together have guarantees … Mae, Freddie Mac, and Ginnie Mae. That provides a high …
-
NRMLA pushes for Senate confirmation of Ginnie Mae’s Gormley, FHA’s Cassidy
01 Nov 2025 21:29 GMT
… industry, Ginnie Mae’s role in guaranteeing Home Equity Conversion Mortgage-Backed Securities … effective stewardship of the federal housing programs.” The agency endorsed and … of promoting sustainable homeownership and housing stability,” Irwin wrote. “We …
-
New View: Proprietary loans now account for 40% of reverse mortgages
05 Nov 2025 23:42 GMT
… in Home Equity Conversion Mortgages (HECM) volume. For … Housing Administration (FHA) is not processing federally insured reverse mortgages … , while PHH Mortgage/;Liberty Reverse Mortgage grew its volume … less than $1 million. Ginnie Mae allows pools as small …
-
Fed, not GSEs, should be mortgage securities backstop: BofA
04 Nov 2025 05:03 GMT
… U.S. Federal Housing, formally the Federal Housing Finance Agency, … MBS in times of housing market or overall financial … mortgage rates, and it buys both conventional and government (Ginnie Mae) … see a benefit.
Ignoring Ginnie Mae MBS purchases seem illogical …
-
HUD and Ginnie Mae Explore Major Changes to the Reverse Mortgage Industry
07 Oct 2025 17:50 GMT
… U.S. Department of Housing and Urban Development (HUD … HUD’s Home Equity Conversion Mortgage (HECM) program, including … It further highlights that Ginnie Mae’s HECM mortgage-backed securities (HMBS … General Counsel, Department of Housing and Urban Development at …
-
Mortgage Bond Investors Help Push Rates Lower
23 Oct 2025 20:21 GMT
… opportunity for the Vanguard Mortgage-Backed Securities Index Fund … quasi-governmental institutions like Ginnie Mae as well as government- … , mortgage rates pushed above the 7% mark. The housing market … higher mortgage rates going to do to the housing market? …
-
Trade groups push plan to let GSEs buy MBS to ease mortgage rates
22 Oct 2025 00:20 GMT
… Ginnie Mae MBS when the spread between the 30-year mortgage … Scott Bessent and the Federal Housing Finance Agency (FHFA) Director … decline in demand for mortgage-backed securities,” the trade … spreads. That could lower mortgage rates, currently around 6 …
-
Tech developments in the mortgage capital markets heat up
17 Oct 2025 19:43 GMT
… deeper capabilities focused specifically on mortgage-backed securities.
The financial terms …
AGNC Investment Trust and ICE Mortgage Technology' corporate parent have … launched indices for 30-year Ginnie Mae mortgage-backed securities, and 15- and …
-
30-Year Fixed-Rate Mortgages: Why These Are So Weird
16 Oct 2025 12:00 GMT
… simpler mortgage system. But that system collapsed, nearly devastating the housing sector … Mortgages Through Financial Engineering
The S&L crisis threatened the housing … Fannie Mae, Freddie Mac and Ginnie Mae, shortened forms of more complicated …