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By 2011, the Halls believed they had paid off the loan after sending a certified check for $45,146.37 to Bank of America, the loan servicer at the time. But years later, they were told the payment had not been properly applied. BNYM claimed the Halls were …

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… 2.3%, Amrize 1.2%, Bank of New York Mellon 0%, CDW 1.0%, Charter … ;s investment objectives, risks, management fees, and other expenses. This and …