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Banking basics: Why financial institutions matter and how to make them work for you
04 Feb 2026 19:11 GMT
… .
According to the 2023 Federal Deposit Insurance Corporation (FDIC) National Survey of Unbanked … mistrust of traditional banking.
Credit Unions vs. Banks: Similar Safeguards, Different … experience with a traditional bank plus these benefits prompted …
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Bank of the James Announces Fourth Quarter, Full Year 2025 Financial Results
04 Feb 2026 21:00 GMT
… generating employees and new banking facilities in strategic locations … at: www.bankofthejames.bank. Cautionary Statement Regarding …
Cash and due from banks
$
28,538
$
23 …
204
904
816
FDIC insurance expense
124
112
518 …
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Medallion Bank Expands Leadership Team to Spearhead Growth
04 Feb 2026 21:05 GMT
… ) -- Medallion Bank (Nasdaq: MBNKO, the “Bank”), an FDIC-insured bank providing consumer loans … lending programs. Prior to his banking career, Joel held leadership roles … States. Medallion Bank is a Utah-chartered, FDIC-insured industrial bank headquartered in …
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This Top-Tier Bank Hasn’t Seen Red Ink Since 1979
04 Feb 2026 20:16 GMT
… estate developers.
Simply put, banks profit by charging borrowers more … of the FDIC institution average of 3.26%. Bank OZK has … off rates than the overall banking clan every single year since … better.
Most banks target a goal of 55% – 60%. Bank OZK maintains …
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Here's How to Tell if Your Bank Account Is Ripping You Off
04 Feb 2026 17:47 GMT
… 've reviewed dozens of bank accounts over the years, and … find out if your current bank account is quietly ripping you … and unnecessary fees.
Most modern banks and fintechs now let you … carry the same FDIC insurance as big-name banks, and most charge …
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Ted Frazee Joins Thomasville National Bank’s Board of Directors
04 Feb 2026 14:43 GMT
… along with its two banking divisions; St. Simons Bank & Trust and … Banks based upon three years average return on shareholders’ equity. The Bank … local shareholders. Thomasville National Bank is Member FDIC and an Equal Housing …
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Treasury Chiefs Lose Sleep Over Bank Deposits as Regional Lender Anxiety Persists Two Years After Spring Crisis
04 Feb 2026 12:19 GMT
… assurances that the banking system has stabilized. The Federal Deposit Insurance Corporation’s standard … longstanding relationships with regional banks suddenly found themselves scrambling … on bank financial health, automate deposit sweeps to maintain FDIC …
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Metropolitan Capital Bank’s Collapse Exposes Vulnerabilities in Regional Banking Sector
04 Feb 2026 12:19 GMT
… the health of regional banking institutions. The Federal Deposit Insurance Corporation announced the closure … and fintech companies. Community banks, defined as those with … assess systemic vulnerability: the FDIC’s Problem Bank List, which tracks …
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Mallory Elsbury joins First Citizens State Bank
04 Feb 2026 05:39 GMT
… Administration and Underwriting, Business Banking, and Human Resources, providing … to First Citizens State Bank. Her extensive experience … management and banking solutions.”
First Citizens State Bank, locally … and Palmyra. Member FDIC. Equal Housing Lender.
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Three Years In, America’s First New Black-Led Bank in 20 Years Is Picking Up Steam
04 Feb 2026 00:52 GMT
… “The Banks We Deserve: Reclaiming Community Banking for a … reputation,” per the Federal Deposit Insurance Corporation.
Relationship lending is … Like all banks, Adelphi Bank is legally barred … banks, only 130 have some kind of minority designation from the FDIC …