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Federal Deposit Insurance Corporation Newsletter
  • Banking basics: Why financial institutions matter and how to make them work for you 04 Feb 2026 19:11 GMT

    … . According to the 2023 Federal Deposit Insurance Corporation (FDIC) National Survey of Unbanked … mistrust of traditional banking. Credit Unions vs. Banks: Similar Safeguards, Different … experience with a traditional bank plus these benefits prompted …

  • Bank of the James Announces Fourth Quarter, Full Year 2025 Financial Results 04 Feb 2026 21:00 GMT

    … generating employees and new banking facilities in strategic locations … at: www.bankofthejames.bank. Cautionary Statement Regarding …     Cash and due from banks $ 28,538     $ 23 …     204       904       816   FDIC insurance expense   124     112       518 …

  • Medallion Bank Expands Leadership Team to Spearhead Growth 04 Feb 2026 21:05 GMT

    … ) -- Medallion Bank (Nasdaq: MBNKO, the “Bank”), an FDIC-insured bank providing consumer loans … lending programs. Prior to his banking career, Joel held leadership roles … States. Medallion Bank is a Utah-chartered, FDIC-insured industrial bank headquartered in …

  • This Top-Tier Bank Hasn’t Seen Red Ink Since 1979 04 Feb 2026 20:16 GMT

    … estate developers. Simply put, banks profit by charging borrowers more … of the FDIC institution average of 3.26%. Bank OZK has … off rates than the overall banking clan every single year since … better. Most banks target a goal of 55% – 60%. Bank OZK maintains …

  • Here's How to Tell if Your Bank Account Is Ripping You Off 04 Feb 2026 17:47 GMT

    … 've reviewed dozens of bank accounts over the years, and … find out if your current bank account is quietly ripping you … and unnecessary fees. Most modern banks and fintechs now let you … carry the same FDIC insurance as big-name banks, and most charge …

  • Ted Frazee Joins Thomasville National Bank’s Board of Directors 04 Feb 2026 14:43 GMT

    … along with its two banking divisions; St. Simons Bank & Trust and … Banks based upon three years average return on shareholders’ equity. The Bank … local shareholders. Thomasville National Bank is Member FDIC and an Equal Housing …

  • Treasury Chiefs Lose Sleep Over Bank Deposits as Regional Lender Anxiety Persists Two Years After Spring Crisis 04 Feb 2026 12:19 GMT

    … assurances that the banking system has stabilized. The Federal Deposit Insurance Corporation’s standard … longstanding relationships with regional banks suddenly found themselves scrambling … on bank financial health, automate deposit sweeps to maintain FDIC

  • Metropolitan Capital Bank’s Collapse Exposes Vulnerabilities in Regional Banking Sector 04 Feb 2026 12:19 GMT

    … the health of regional banking institutions. The Federal Deposit Insurance Corporation announced the closure … and fintech companies. Community banks, defined as those with … assess systemic vulnerability: the FDIC’s Problem Bank List, which tracks …

  • Mallory Elsbury joins First Citizens State Bank 04 Feb 2026 05:39 GMT

    … Administration and Underwriting, Business Banking, and Human Resources, providing … to First Citizens State Bank. Her extensive experience … management and banking solutions.” First Citizens State Bank, locally … and Palmyra. Member FDIC. Equal Housing Lender.

  • Three Years In, America’s First New Black-Led Bank in 20 Years Is Picking Up Steam 04 Feb 2026 00:52 GMT

    … “The Banks We Deserve: Reclaiming Community Banking for a … reputation,” per the Federal Deposit Insurance Corporation. Relationship lending is … Like all banks, Adelphi Bank is legally barred … banks, only 130 have some kind of minority designation from the FDIC

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