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CFPB Terminates Two Consent Orders Addressing Overdraft Fees and Mortgage Servicing Violations
11 Jul 2025 05:21 GMT
… also receiving violations of the Real Estate Settlement Procedures Act, the Truth in Lending Act …
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California Quickly Enacts New Mortgage Servicing Standards That Can Affect Foreclosures
09 Jul 2025 23:20 GMT
… notice as required by the Real Estate Settlement Procedures Act (RESPA) or investor/grantor requirements … borrowers timely notices required by RESPA and TILA, especially with older …
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The CFPB Was A Mistake—Even Before It Abused Its Power
09 Jul 2025 15:16 GMT
… long-held interpretation of the Real Estate Settlement Procedures Act of 1974. Cordray decided to … Corporation $100 million for violating RESPA. Unsurprisingly, the D.C. Circuit …
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Updated: Trump Administration Clarifies Criminal Enforcement Priorities
08 Jul 2025 21:18 GMT
… the Truth in Lending Act, Real Estate Settlement Procedures Act, and the Electronic Fund Transfer …
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CFPB rescinds COVID-related protections under RESPA Regulation X
27 May 2025 22:17 GMT
… maintaining the regulations would complicate RESPA’s Regulation X without providing …
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Litigation Byte (June 2025 Edition)
08 Jul 2025 04:40 GMT
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U.S. District Court Dismisses RESPA Claims Against State-Owned Mortgage … for alleged violations of the Real Estate Settlement Procedures Act.
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Homeowner cannot get refund after voluntary PMI cancelation
07 Jul 2025 13:59 GMT
… Homeowners Protection Act and the Real Estate Settlement Procedures Act, under 12 U.S.C … written notice under the federal Real Estate Settlement Procedures Act in October.
The following month …
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CFPB terminates 2024 consent order against Fay Servicing
02 Jul 2025 23:09 GMT
… tracking prohibitions governed by the Real Estate Settlement Procedures Act's Regulation X and …
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CFPB Provides Guidance on Referrals for Potential Criminal Enforcement
30 Jun 2025 07:42 GMT
… ), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA) and Electronic Fund Transfer Act …
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District court denies servicer’s motion to dismiss in RESPA case, rejects Loper argument
11 Mar 2025 01:42 GMT
… servicer for violations of RESPA and one count for … servicer argued the three RESPA counts invoked administrative regulations …
The court reasoned that RESPA’s statutory text authorized … consumers from abusive practices. RESPA’s statutory framework supported …