-
New Concerns for Bank Fintech Partnerships- 10th Circuit's DIDMCA Decision Is the First Ripple in an Anticipated Wave
20 Nov 2025 17:11 GMT
… provisions set forth in the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA). Surprising the …
-
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – November 2025 # 3
20 Nov 2025 03:28 GMT
… , state‑chartered banks. Interpreting the Depository Institutions Deregulation and Monetary Control Act § 525’s opt‑out phrase …
-
National Association of Industrial Bankers v. Weiser: Implications of the Tenth Circuit’s ruling that Colorado interest rate limits apply to loans made by state banks located outside Colorado
20 Nov 2025 03:25 GMT
… under Section 525 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) to opt …
-
Colorado wins legal battle to cap interest rates on consumer loans
16 Nov 2025 15:47 GMT
… state-chartered banks. Under the Depository Institutions Deregulation and Monetary Control Act (DIDMCA) of 1980, state-chartered …
-
DIDMCA Opt-Out Update—Tenth Circuit Reverses Colorado Preliminary Injunction
14 Nov 2025 10:17 GMT
… interest exportation provisions of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) has taken …
-
Tenth Circuit Narrows Scope of State Bank Rate Preemption
14 Nov 2025 10:16 GMT
… high-rate economic environment, the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) authorized state …
-
Tenth Circuit Allows Colorado to Enforce its Interest Rate Caps on Out-of-State Banks
14 Nov 2025 08:10 GMT
… -of-state banks under the Depository Institutions Deregulation and Monetary Control Act (DIDMCA). The ruling reversed an …
-
Tenth Circuit Narrows DIDMCA Opt‑Out Preemption: Colorado May Apply Its Rate Caps to Loans From State Chartered Banks to Borrowers Located in Colorado
13 Nov 2025 01:06 GMT
… , state‑chartered banks. Interpreting the Depository Institutions Deregulation and Monetary Control Act (DIDMCA) § 525’s opt‑out …
-
Appeals Court sides with Colorado on interest-rate caps for out-of-state loans
12 Nov 2025 02:08 GMT
… 1980 federal law called the Depository Institutions Deregulation and Monetary Control Act, or DIDMCA. The law enables …
-
Pennsylvania: What is a Bona Fide Discount Point?
22 Aug 2025 06:53 GMT
… residential mortgage loans under the Depository Institutions Deregulation and Monetary Control Act. Moreover, in the context of …