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    • Lending Standards

Lending Standards Newsletter
  • Philippine banks’ bad loan ratio falls to over 5-year low in December 2025 12 Feb 2026 07:36 GMT

    … by cautious lenders, Philippine banks’ bad loan ratio dropped … BSP) showed that the banking industry’s non-performing … of repaying loans and banks adopted stricter lending standards. “At the … ability to repay, while banks have continued prudent lending and …

  • CEO mocks employees as replaceable - two months later he files for bankruptcy, Internet responds with leadership lesson 11 Feb 2026 17:35 GMT

    … for Chapter 11 bankruptcy. U.S. bankruptcy filings increased by … Reduced venture capital funding. Tighter lending standards from banks. When borrowing becomes expensive … later. Reputation follows bankruptcy cases. Corporate bankruptcy and the broader U …

  • Those looking to start or grow their business should start by speaking with a banker 09 Feb 2026 10:58 GMT

    … engine. Beyond the economy, banks fuel their communities. Creating partnerships … fluctuations and expansion opportunities. Banks also help small businesses prepare … capital while maintaining responsible lending standards. Nevada’s banks also are instrumental …

  • Business Borrowing Booms: Why Corporates Are Betting Big in 2026 16 Feb 2026 21:24 GMT

    … amounts of debt and banks reporting stronger demand for … side of this trend, banks themselves are becoming more … that banks are no longer planning to tighten their lending standards the … tied to artificial intelligence. Banks reported being more willing to …

  • Bank lending standards seen steady in Q1 01 Feb 2026 17:40 GMT

    … MANILA, Philippines — Banks are expected to keep lending standards largely unchanged in … noted that among banks expecting changes in lending standards, there remains a … of 2025. Despite steady lending standards, banks see stronger loan demand conditions …

  • Why Indonesian K-pop fans are boycotting a Korean bank 08 Feb 2026 07:30 GMT

    … Dutch-based watchdog Recourse, Hana Bank';s Indonesian subsidiary helped … -finance principles by incorporating stricter lending standards. “Hana Bank did not present a clear … . "The campaign against Hana Bank highlights how global fandoms now …

  • Market Outlook: Bank earnings and a gold spinoff test Canada 05 Feb 2026 21:27 GMT

    … mining stocks, how bank earnings could shape investor … critical factors. Canadian bank earnings will be closely … charge-offs. Tighter lending standards have improved bank credit quality and … capital adequacy. Large Canadian banks remain well capitalized, with …

  • Relief for banks as Cambodia sees 29% drop in loan restructuring 04 Feb 2026 07:10 GMT

    … improving borrower conditions and tighter lending standards, as banks and regulators work to … lenders. During the pandemic, National Bank of Cambodia (NBC) implemented broad … forbearance measures that enabled banks to restructure loans without immediate …

  • Steady loan outlook erodes as Philippine banks brace for Q1 squeeze 04 Feb 2026 06:12 GMT

    … Sentral ng Pilipinas’ Senior Bank Loan Officers’ Survey. Around … loans, 87.7% of banks expect to maintain current … the remaining banks, 10.5% plan to tighten lending standards, whilst 1 … 7%. Amongst banks that expect to change their lending standards, more …

  • US banks expect stronger loan demand in 2026: Fed survey 03 Feb 2026 00:08 GMT

    … 2026 · 07:02 AM BANKS expect demand for business loans … showed that while banks generally tightened lending standards for businesses in … net, the survey showed, banks reported being more likely to … first quarter of 2024. Banks said they generally expect an …

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