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    • Lending Standards

Lending Standards Newsletter
  • 1 Dividend Stock I’d Buy Over Royal Bank Stock Today 18 Dec 2025 22:25 GMT

    … capital requirements, and cautious lending standards weigh on the sector. … just dividend growth. Royal Bank is unlikely to disappoint … demographic tailwinds that Canadian banks simply don’t have … impacts insurers differently than banks, Manulife has benefited …

  • Retirees: 2 High-Yielding Dividend Stocks for Solid TFSA Income 20 Dec 2025 14:16 GMT

    … financing in markets where traditional banks may be more restrictive. It … stable and management maintains prudent lending standards, Atrium offers retirees dependable passive …

  • ‘Shadow Banks’ Now Own Over Half of Global Assets, FSB Says 16 Dec 2025 12:04 GMT

    … whose activities may pose “bank-like financial stability risks”, … their knowledge of shadow banking. The Bank of England announced … the quality of lending standards in the non-bank sector. The FSB … framework to track non-bank financial intermediaries in 2010, …

  • PayPal Applies for Utah Bank Charter to Fund Small Businesses 16 Dec 2025 15:38 GMT

    … industry challenges, where traditional banks have tightened lending standards post-pandemic, leaving … data, potentially outpacing slower bank processes. Competitive pressures are … entrepreneurs, differentiating it from stodgy banks. However, it must balance …

  • ‘Shadow Banking’ Growing at Double the Rate of Traditional Lenders, FSB Says 16 Dec 2025 09:42 GMT

    … rate of the traditional banking industry, the Financial … Regulators Seek More Knowledge, Lending Standards Questioned The sector’s … knowledge of shadow banking. The Bank of England announced … the quality of lending standards in the non-bank sector. The …

  • How Banks Can Be Change Agents in Climate Consciousness 15 Dec 2025 15:57 GMT

    … we expect incentivized banks to expand transparency, adjust lending standards, and reduce their … stricter climate risk provisions for banks.” Banks as Agents of Change In … stress tests. “European regulators, central bankers, and politicians see climate stress …

  • Financial services hold firm amid turbulence 19 Dec 2025 11:51 GMT

    … from informal channels. The banking sector benefited from improved liquidity … contained as institutions maintained conservative lending standards and a preference for … supported revenue growth, particularly for banks with strong transactional platforms. “ …

  • Lower housing prices, not loan standards 19 Dec 2025 10:27 GMT

    … . Instead, they purchase loans from banks. They then repackage some of … is extensive. This arrangement gives banks more money to lend. In … seek to lower prices, not lending standards. — Las Vegas Review-Journal

  • ExclusiveWary private credit investors ask more questions about 'cockroaches' 19 Dec 2025 07:04 GMT

    … about potential erosion in lending standards. However, Lawrence Golub … -lending arrangements with conventional banks. This, the ratings … from the banking sector to non-bank financial institutions … in Washington. Non-bank financial institutions do not …

  • Specials | Dec 18, 2025 | 32 min read Benefits of E-Mudra Loan for small entrepreneurs and startups 18 Dec 2025 23:12 GMT

    … ensure accessibility while maintaining responsible lending standards, basic eligibility requirements apply. … begin the process through authorised banks, NBFCs, and micro-finance … digital nature of the Loan. Bank statements, business information, or proof …

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