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How to refinance your mortgage in 2026
16 Jan 2026 18:02 GMT
… requirements than a full refinance.
VA streamline refinance (VA IRRRL): The … insured by the Federal Housing Administration (FHA). When you refinance, you’ll pay … and refinances:
Conforming loan refinance: None
Jumbo loan refinance: None
Cash-out refinance ( …
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Mortgage rate-lock volume rises in December as refinances surge
15 Jan 2026 20:08 GMT
… , said in a statement.
“Refinance activity continues to do the … we head into 2026.”
Refinances accounted for 37% of all … a year earlier. The refinance pull-through rate improved to … share rose to 17%. Federal Housing Administration (FHA), U.S. Department of …
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What Trump might say about housing during Davos meeting
20 Jan 2026 23:28 GMT
… a reduction in both Federal Housing Administration mortgage insurance premiums, as well … 50 basis points on most refinanced mortgages due to economic uncertainty … 50 basis point incentive to refinance. If rates were to decline …
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Wintrust Financial Corporation Reports Record Net Income
20 Jan 2026 22:00 GMT
… or guaranteed by the Federal Housing Administration or the U.S. Department …
%
77
%
65
%
Refinances
48
23
26
23
35 …
Purchases
68
%
75
%
Refinances
32
25
Production Margin:
Production …
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Trump heads to Davos with housing ideas as industry looks for concrete fixes
19 Jan 2026 17:02 GMT
… for a reduction in Federal Housing Administration (FHA) mortgage insurance premiums — a … and for rate-and-term refinances, as well as to eliminate …
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November mortgage lock data driven by strong refinance activity
11 Dec 2025 00:51 GMT
… from a year earlier.
Federal Housing Administration (FHA) rates fell to 5 … corporate strategy at Optimal Blue. “Refinances remain the clear standout, with … 3 bps to 1.09%.
Refinances accounted for 35% of all …
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Refinance surge boosts mortgage application activity
10 Dec 2025 17:20 GMT
… one year ago. The refinance share of mortgage activity … by an uptick in refinance applications,” said Joel Kan … chief economist.
“Conventional refinance applications were up almost … total applications. The Federal Housing Administration (FHA) share of total …
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What to Say to a Mortgage Lender When Applying to Refinance
03 Dec 2025 21:16 GMT
… hope to accomplish by refinancing?';" says Carolyn … insured by the Federal Housing Administration. In most cases, the … 20% equity, then refinance into a conventional mortgage.
… This is accomplished by refinancing the loan.
Sample sentence: …
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3 ways to borrow home equity without refinancing to know for 2026
02 Dec 2025 22:44 GMT
If you're thinking about a reverse mortgage soon, understanding the different borrowing options is key.
Getty Images/iStockphoto
After years of high borrowing costs, many older homeowners are considering the idea of tapping into their home equity …
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Weekly Mortgage Applications Rebound Amid Federal Housing Administration Refinances
26 Jun 2025 22:38 GMT