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The Legacy of The Dodd-Frank Wall Street Reform and Consumer Protection Act
02 Aug 2025 16:18 GMT
… first implemented by the 1994 Home Ownership and Equity Protection Act (HOEPA). So, again, the idea that …
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Industry praises slate of crypto bills, economists unsure of promise
25 Jul 2025 13:50 GMT
… consumers exposed.
In 1994, the Home Ownership and Equity Protection Act was passed to establish consumer …
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Fifteen Years of Dodd-Frank: A Legacy of Missed Targets and Regulatory Overreach
24 Jul 2025 01:42 GMT
… first implemented by the 1994 Home Ownership and Equity Protection Act (HOEPA). So, again, the idea that …
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The CFPB Was A Mistake—Even Before It Abused Its Power
09 Jul 2025 15:16 GMT
… Act would have amended the Home Ownership and Equity Protection Act of 1994, a law that … ” originally implemented by the 1994 HOEPA Act.
Many consumer advocates have … CFPB for enforcement, essentially implemented HOEPA-like restrictions. There simply is …
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Litigation Risk for Mortgage Lenders with a Less Active CFPB
20 Mar 2025 04:42 GMT
… lender’s net worth.
Home Ownership and Equity Protection Act (HOEPA)
HOEPA governs abusive lending practices related … additional lender liability for HOEPA violations. In addition to … (a)(4). Moreover, violating HOEPA’s disclosure requirements (creditor’s …
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CFPB Finalizes Rule on Residential PACE Loans
20 Dec 2024 19:52 GMT
… as well. For example, the Home Ownership and Equity Protection Act (HOEPA) and its implementing provisions in …
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Would 'You-Snooze-You-Lose' provisions get agencies to finish rules they don't start?
23 Apr 2024 18:47 GMT
… is a requirement in the Home Ownership and Equity Protection Act of 1994 that required regulators …
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FCC’s Proposed Rules on Robotexts Will Limit Wireless Providers’ Effectiveness: Industry
18 Aug 2023 20:36 GMT
… on the passage of the Home Ownership and Equity Protection Act, the development of the Treasury …
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How to make small-balance mortgage lending profitable
28 Jun 2023 16:23 GMT
… important."
For example, the Home Ownership and Equity Protection Act sets thresholds for what is … ;s research, lenders did identify HOEPA as one reason why they …
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Small Mortgages Are Too Hard to Get
22 Jun 2023 15:02 GMT
… (QM rule), the Home Ownership and Equity Protection Act of 1994 (HOEPA), and parts of the … , some lenders have identified HOEPA as another deterrent to small … terms. Changes to the HOEPA rule made in 2013 … the 2013 changes to HOEPA increased their costs and …
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